Insurance and foundation repair in Texas
Nationally, most homeowners pay $2,225 to $8,133 for foundation repair, with a 2026 average of $5,175 (Angi). Your price depends on the cause, the repair method, the number of piers, and access. A written quote after an on-site inspection is the only reliable number.
Published 2026 cost ranges
| National average | $5,175 |
| Typical range | $2,225–$8,133 |
| Piering or underpinning (method) | $1,000–$3,000 |
| Concrete slab repairs | $350–$20,000 |
| Pier-and-beam repairs | $750–$25,000 |
| Foundation lifting | $20,000–$23,000 |
| Soil report (if needed) | $500–$3,000 |
Source: Angi, How Much Does Foundation Repair Cost? (updated Oct 26, 2026). National figures, not San Antonio quotes, and not prices from contractors in our network.
What drives your price
- Cause of movement (soil, drainage, plumbing leak)
- Repair method and number of piers
- Slab vs. pier-and-beam, and access under the home
- Permits, engineering reports, and warranty terms
Does insurance cover it?
Many standard homeowners policies exclude damage from gradual settlement or soil movement, but coverage depends on your policy and the cause (for example, a sudden plumbing leak). Read your policy and ask your carrier before you assume either way.
Lower the cost risk
Movement in clay soil rarely reverses on its own. Bexar County's clay swells and shrinks with moisture (Texas Master Naturalist), so getting an inspection early gives you more options. Sometimes the fix is drainage, not piers.
LevelSATX Foundation Network connects San Antonio homeowners with vetted, independent foundation repair contractors. We don't perform repairs; participating contractors pay us for referrals.